Thursday, January 29, 2009

Steps To Pay Off Your Student Loan Debt

This is from an article written by an ehow member are taking necessary steps towards paying off college debt. If your like me then those bill collectors can get very aggravating and aggressive. And if your of the 7.1 million people who loss jobs last year, paying off your debt just got a lot harder. Check out this article and leave your thoughts on it and make sure to visit the link as well. More to come from HPOCD.


Original article derived from Ehow.com at:
http://www.ehow.com/how_4697613_pay-off-student-loan-debt.html?ref=fuel&utm_source=yahoo&utm_medium=ssp&utm_campaign=yssp_art

How to Pay off College Debt

Getting into debt when you are a college student is no fun but in many cases can be the only way for you to fulfill your dreams of getting a degree. There are some ways that you can get out of debt if you apply your self and get motivated to be debt free.

Step1
First you need to look at the student debt that you have accumulated and see what the rate of interest is on that debt. You may want to shop around to see if you can get a better rate because it can save you a lot of money by reducing your high interest rate over the life of the loan.
Step2
Next you need to take a look at your monthly expenses and see if there are any areas where you can save money so you can apply it to your loans. Maybe those trips to the coffee store can be reduced or at least you can get regular coffee instead of the expensive latte's
Step3
Another great way to get extra money is to get a higher paying job or a side job so that you can get your debt paid off. There is nothing worse than having this school debt hanging over your head. If you get pro active you can get it paid off quicker than you thought.

Monday, December 29, 2008

Paying off college debt..

Hello All,

My name is Michael Fripps and I started this site as a much needed resource for help towards paying off student loans. You know, those "I dont want to be in debt so Im not going to school" loans. Many people, like myself, have used student loans and grants as a way to help pay for college. And, for students who have low income households, sometimes, it is the only way to go to school. I want to make HPOCD a site where we can have real people, with real college debt experiences help out others in debt, as well as, current college students.

This site will offer information to students and also allow young entrepreneurs to advertise using cheap monthly click plans. Thats right, HPOCD will is also be an advertising company geared to give young entreprenuers the resources to find avertising and information on college debt.

So please post here some problems you have had with recieving student loans, paying student loans, and with those credit collectors. There will be more to come!